Professional Indemnity
Insurance
Aarrohi helps professionals and businesses in Malaysia secure professional indemnity insurance to protect against claims of negligence, errors, or omissions. Whether you’re a consultant, designer, engineer, or agency, we guide you in finding the right coverage to keep your reputation and operations secure.
View Our Offer
- Professional Indemnity Insurance Products
What Do We Offer
Protect your business, assets, and financial well-being with our wide range of insurance solutions designed to safeguard you from unexpected events. Our offerings include:
Civil Liability
Covers legal claims related to professional negligence.
Defamation
Protection against claims of libel or slander.
Intellectual Property Infringement
Covers unintentional breaches of copyright, trademarks, or patents.
Loss of Documents
Protection if important client documents are lost or damaged.
Legal Defence Costs
Covers expenses related to defending claims, including settlements and judgements.
Liability from Joint Ventures
Extends coverage to liability arising from participation in joint projects.
**This insurance is crucial for professionals and businesses in fields like accounting, architecture, law, IT, consulting, real estate, recruitment, marketing, and education—where advice or services could lead to claims of negligence or error.
- FAQ
Frequently Asked Questions
What is Professional Indemnity Insurance?
It protects professionals and businesses from financial losses due to claims of negligence, errors, or omissions in the services they provide.
Who should have Professional Indemnity Insurance?
Professionals offering advice or specialised services—such as consultants, architects, lawyers, and IT providers—should have this coverage.
What does Professional Indemnity Insurance typically cover?
It covers civil liability, defamation, intellectual property infringement, legal defense costs, and loss or damage of client documents.
Is this insurance mandatory?
In some industries or professions, it is a regulatory requirement or part of contractual obligations to carry Professional Indemnity coverage.
What is the difference between Professional Indemnity and Public Liability Insurance?
Professional Indemnity covers financial loss from service-related errors, while Public Liability covers physical injury or property damage to third parties.
Does this insurance cover past work or previous projects?
Yes, many policies offer retroactive coverage for past services, provided the issue is reported during the policy period.
What is considered a professional error or omission?
It includes incorrect advice, failure to deliver a promised service, or mistakes that result in client losses or legal claims.
Does it cover claims made by dissatisfied clients?
Yes, even if the service was performed correctly, the policy can cover legal defence if a client alleges negligence or financial loss.
Can small businesses or freelancers get this insurance?
Absolutely. Coverage can be tailored to suit the size and risk level of small firms, freelancers, and independent professionals.
How do I make a claim under Professional Indemnity Insurance?
Notify us as soon as a claim or potential issue arises, and provide relevant details. We’ll support you through the claims process.
Not sure which insurance plan is right for you? Request a callback — our team is here to help!
- Real Testimony
People Trust Us - And Here’s Why
Test 01 - The level of professionalism and personalized service we received was exceptional. Their ability to understand our unique financial needs has helped us stay ahead of the competition. We saw considerable growth in our financial stability within just six months.
Client 01 - Vinood
SEO of Charit
Test 02 - The level of professionalism and personalized service we received was exceptional. Their ability to understand our unique financial needs has helped us stay ahead of the competition. We saw considerable growth in our financial stability within just six months.
Client 02 - Shalini
SEO of Posh