Product Liability
Insurance
Aarrohi offers access to trusted product liability insurance tailored for businesses across Malaysia. Whether you're a manufacturer, distributor, or retailer, we help you find the right protection against claims involving product defects, injuries, or damages
VIEW OUR OFFER
- Product Liability Insurance Products
What Do We Offer
Protect your business, assets, and financial well-being with our wide range of insurance solutions designed to safeguard you from unexpected events. Our offerings include:
Bodily Injury & Property Damage
Covers legal liabilities if a product causes harm to consumers or damages their property.
Legal Defence Costs
Covers expenses incurred in defending lawsuits, including court fees and settlements.
Advertising & Personal Injury Liability
Protection against claims related to misleading advertisements or reputation damage.
Errors & Omissions
Extensions available to cover professional negligence linked to product design or manufacturing flaws.
**This policy is essential for businesses in manufacturing, distribution, retail, construction, real estate, energy, and services like telecom and finance that face third-party liability risks.
- FAQ
Frequently Asked Questions
What is Product Liability Insurance?
It protects businesses from legal and financial claims caused by defective products that injure people or damage property.
Who needs Product Liability Insurance?
Manufacturers, distributors, retailers, contractors, and service providers with product-related exposure should have this coverage.
What does Product Liability Insurance typically cover?
It covers bodily injury, property damage, legal defence costs, and claims related to advertising injury or product negligence.
Is this insurance only for manufacturers?
No. Any business involved in the supply chain, including wholesalers and retailers, can be held liable and should consider this coverage.
Does it cover products sold internationally?
Yes, depending on the policy, coverage can extend to products sold or distributed in international markets.
What types of products are covered?
A wide range of products can be covered, including consumer goods, food items, electronics, cosmetics, and industrial equipment.
Does it include legal defence costs?
Yes, the policy covers legal fees, court expenses, and settlements associated with covered liability claims.
What is considered a “defective product”?
A product with design flaws, manufacturing defects, or inadequate labeling that causes harm or damage when used correctly.
Can small businesses get Product Liability Insurance?
Absolutely. Coverage can be customised to fit the needs and scale of small, medium, or home-based businesses.
How do I make a claim for product liability?
Contact us immediately with relevant documents and incident details. Our team will assist you throughout the claims process.