Construction All Risk, Erection All Risk Insurance
Protect your project with construction all risk and erection all risk insurance. Aarrohi helps you get coverage against damage, delays, and on-site liabilities.
VIEW OUR OFFER
- Construction All Risk | Erection All Risk Insurance Products
What Do We Offer
Protect your business, assets, and financial well-being with our wide range of insurance solutions designed to safeguard you from unexpected events. Our offerings include:
- Construction All Risks Insurance
- Erection All Risks Insurance
Material Damage
Coverage Includes:
Third-Party Liability
Coverage includes:
Additional Extensions
Extensions includes:
Material Damage
Coverage Includes:
Third-Party Liability
Coverage includes:
Additional Extensions
Extensions includes:
**This insurance is ideal for contractors, developers, manufacturers, engineering firms, and the energy sector, offering protection against project delays, equipment damage, and liability risks.
- FAQ
Frequently Asked Questions
What is Construction All Risks (CAR) insurance?
CAR insurance covers damage to construction projects during the building phase. It protects against physical loss or damage to property, materials, and equipment, as well as third-party liability for any accidents on site.
What does Erection All Risks (EAR) insurance cover?
EAR insurance covers risks related to the erection, installation, and testing of machinery and structures. It provides protection during construction and the commissioning period.
Are CAR and EAR insurance policies mandatory for all construction projects?
While not legally required, these insurance policies are often mandated in contracts for larger or more complex projects to ensure protection for both contractors and clients.
Does CAR insurance cover delays in construction?
CAR insurance typically doesn’t cover project delays unless specifically included in the policy. Additional coverage like Delay in Start-Up (DSU) may be required for such risks.
Does EAR insurance cover damage during testing and commissioning?
Yes, EAR insurance covers damage during the testing and commissioning of equipment or structures before they are handed over to the client.
What third-party liabilities are covered under CAR and EAR insurance?
These policies cover third-party bodily injury or property damage caused by incidents during construction or erection, protecting against lawsuits or claims arising from accidents on site.
What is the difference between CAR and EAR insurance?
CAR insurance is for general construction work, while EAR insurance is specifically for machinery, plant, and steel structure erection and installation.
Does CAR insurance cover debris removal?
Yes, many CAR policies include coverage for the cost of removing debris after an incident or damage at the construction site.
Are there exclusions in CAR and EAR insurance?
Common exclusions include damage due to faulty design, wear and tear, or breakdowns unrelated to construction or erection activities.
Can CAR and EAR insurance cover equipment and machinery?
Both CAR and EAR policies can be extended to cover equipment and machinery used during construction or erection, though additional premiums may apply.