Medical
Insurance

Individual Health Insurance

A health insurance policy that provides medical coverage to a single person. It typically covers hospitalization, surgery, medical tests, and doctor consultations. The sum insured is dedicated to the individual alone, ensuring full benefit utilization.

Family Floater Insurance

A single policy that covers the entire family (typically spouse, children, and sometimes parents) under one sum insured. The coverage can be used by any insured member as needed, making it a cost-effective option for families.

Group Health Insurance

A health plan offered by employers or organizations to their employees or members. It provides standardized coverage and is often more affordable, but benefits may be limited compared to individual plans and usually end when employment does.

Critical Illness Insurance

Provides a lump sum payout upon diagnosis of specific life-threatening illnesses like cancer, heart attack, stroke, or kidney failure. This helps manage treatment costs, lifestyle changes, or income loss during recovery.

Personal Accident Insurance

Covers medical expenses, disability, or death resulting from accidents. Benefits may include hospital expenses, loss of income, or compensation for permanent or partial disability, ensuring financial protection during unexpected injuries.

Maternity Insurance

Covers expenses related to pregnancy and childbirth, including prenatal and postnatal care, delivery (normal or C-section), and sometimes newborn care. It usually comes with a waiting period and is often included as a rider or add-on.

Senior Citizen Insurance

A health insurance policy specifically designed for individuals aged 60 and above. It provides financial coverage for age-related medical issues, hospitalizations, and chronic illnesses.