Property
Insurance
Finding the right coverage shouldn't be expensive. At Aarrohi, we provide affordable property insurance in Malaysia to protect buildings and business premises.
VIEW OUR OFFER
- Property Insurance products
What Do We Offer
Protect your business, assets, and financial well-being with our wide range of insurance solutions designed to safeguard you from unexpected events. Our offerings include:
Fire Insurance
Protects your property against loss and damage caused by fire and other perils such as flood, electrical installation and bursting of water tank, RSMD and etc.
Business Interruption Insurance
Protects SMEs from income loss and extra expenses caused by fire or unexpected disruptions, ensuring business continuity and smoother recovery.
Burglary Insurance
Safeguards your business against theft and damages caused during break-ins.
Glass Insurance
Provides coverage for accidental breakage of fixed glass within your premises.
All-Risk Insurance
Provides broad protection for valuable business assets against theft, accidental damage, and unforeseen events.
Equipment Insurance
Covers essential mobile equipment used in your business operations.
Fidelity Guarantee
Protects against financial loss due to employee dishonesty.
Money Insurance
Ensures the security of cash and financial assets against theft and loss.
- FAQ
Frequently Asked Questions
What is property insurance
Property insurance is a type of coverage that protects buildings, equipment, and other assets from risks such as fire, theft, natural disasters, and accidental damage.
Who needs property insurance
Any business or property owner should consider property insurance to safeguard their investments against unexpected losses and damages.
What does property insurance typically covers
It usually covers fire damage, burglary, fidelity guarantee, public liability, all risks, machinery insurance, and more in the event of an accident.
Is property insurance mandatory
While not legally required, many landlords, banks, and financial institutions may require property insurance as a condition for loans or leases.
What factors affect the cost of property insurance
Premiums depend on factors such as the property’s location, value, type of coverage, security measures, and previous claims history.
Does property insurance cover natural disasters like floods and earthquakes
Standard policies may not include flood and earthquake coverage, but you can add these as optional riders.
Can I insure my business equipment under property insurance
Yes, many policies offer coverage for equipment, furniture, and other valuable assets essential to your business.
What should i do if my property is damaged
Immediately report the damage to your insurer, document the loss with photos, and provide necessary documents to process your claim.
Does property insurance cover rental income loss
Yes, some policies include coverage for loss of rent or business income due to covered damages that make the property uninhabitable or unusable.
How can i lower my property insurance premium
You can reduce your premium by improving security measures, installing fire protection systems, choosing a higher deductible, and bundling policies.